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OUR SchemeS


Recurring Deposit Plan

Rs. 1000/-
Month  Total Deposit  Rate Maturity 
24 24000 10.50% 26675
36 36000 11% 42457
48 48000 11.26% 60137
60 60000 11.75% 80602
Rs. 2,000/-
Month  Total Deposit  Rate Maturity 
24 48000 10.50% 53350
36 72000 11% 84913
48 96000 11.26% 120274
60 120000 11.75% 161205
Rs. 3,000/-
Month  Total Deposit  Rate Maturity 
24 72000 10.50% 80024
36 108000 11% 127370
48 144000 11.26% 180410
60 180000 11.75% 241807
Rs. 4,000/-
Month  Total Deposit  Rate Maturity 
24 96000 10.50% 106699
36 144000 11% 169827
48 192000 11.26% 240547
60 240000 11.75% 322410
Rs. 5,000/-
Month  Total Deposit  Rate Maturity 
24 120000 10.50% 133374
36 180000 11% 212284
48 240000 11.26% 300684
60 300000 11.75% 403012

Tenure of Payment

The tenure of tile account is 12 months and above.

Mode of Payment

AIl payments to the company shall be made either in cash or by cheque/draft against the receipt countersigned by its authorized signatory payments by any mode or media other than mentioned above shall be at the member account holder's own risk. The cheque/draft shall be credited in the name of member Account Holder subject to clearance by the bank. Out station cheques shall not be accepted

lssue of Passbook:­

A passbook will be issued to every Member Account Holder. The Member Account Holder shall get the pass book updated at regular intervals. If any discrepancy or difference in the amount is found between the entries made in the passbook and receipts duly countersigned by the authorized signatory of the branch office bearing seal. Payment shall be made on the basis of receipts only.


Terms & Conditions:

  • It is mandatory to be a member in the company.
  • Company will issue 1 shares (10/- Rs) for RD Plan.
  • Interest will be calculated on yearly basis.
  • Recurring Deposit minimum amount Rs 500/-, thereafter in multiples of Rs 100/­
  • Loan on deposits will be charged at 18% yearly compound interest basis.
  • 1 month after paying last instalment or maturity amount due date whichever is more will be applicable for payment of maturity amount.
  • Irregular deposits are not entitled for pre mature payment and loan facility against it.
  • On irregular deposits if all irregular pending deposits are paid then such account will be treated as regular. Even if there is default in payment of 1 instalment, the said account will be treated as irregular.
  • After maturity date, payment on irregular accounts will be made after deducting the penalty amount maximum to the limit of interest earned on such account. No deductions will be made on principle amount of such accounts.
  • R.D. will not be premature within first 3 month.
  • If R.D. is matured after 3 month but before 6 month no interest will be paid.
  • After depositing the premium of 6 months, any type of interest will not be given.
  • If any person premature its R.D then the person will be paid 2% , less of maturity interest after 6 months to 60 months.
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